I would feel like a filthy thief if I used a free layout, and disgraceful for not creating my own content. Thats just because I have such a passion for website though, and I used to use them before I could make my own (I mean my own that weren't terrible).

I prefer free templates because I am very poor in designing currently. Sometimes I go for paid templates or even paying someone to custom code templates but never coded the design myself for my sites.

mostly I use Free Templates those which doesnt need u to place back links.. as coding from 0 may not take time but designing from 0 do take a lot of time

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b2b

try template monster

There is almost no point in building a website form scratch anymore. I mean if you really like to design your sites or are really good at it, thats one thing...but its a heck of a lot easier and quicker just to use a template or combine some templates together